Employment Struggles for Older Workers

It’s happening again. One of the perverse hallmarks of the Great Recession ten years ago was the expulsion of many older workers from the workforce. A significant number of experienced employees found themselves forced into sudden unemployment or premature retirement. Many never fully recovered financially or emotionally and their careers were left scarred and lacking in dignified closure. 

The current Covid-induced recession is again presenting similar employment hardship for mature workers. Since March, the labor market has shed many senior-aged men and women, who possess both high and low skill levels. In other words, this elder layoff is widespread. 

Unfortunately, this is not turning out to be simply a temporary furlough for these workers, but rather a longer-term separation marked by an acceleration of egregious trends. Again, as during the last recession, newly trending labor shifts are weakening older workers’ employment security. 

Previous examples included labor-saving technologies and increased workloads for younger and less expensive staff, which combined to lessen the management need to restore previous personnel levels. Once again, mature employees find their bargaining power diminished when facing dismissal and rehiring. Weak or non-existent unions, the rise of the gig economy, and continued lenient enforcement of age-discrimination laws, not to mention the harmful economic disruption from Covid, leave senior workers feeling increasingly insecure and inadequate. 

The New School’s Retirement Equity Lab studies the factors impacting the quality of retirement, which necessitates an examination of when a retreat from work is chosen or forced. Their assessment of the plight of older workers is sobering. Even for those older workers who have not yet been laid off there is considerable uncertainty about their futures. This cohort more and more knows they are less employable than younger workers. Those over age 55 often realize that if they were to quit their current jobs the chances of transitioning to a job that is comparable or better is doubtful. For many, it becomes prudent to stick with a less than satisfying job, then to risk unemployment. 

Relatively robust earnings have traditionally been an expectation for long-term commitment to a profession and/or an employer. Seems fair, right? However, these days when an older worker is rehired after a job loss hourly wages are typically lower than with the former job. Workers aged 50-61 receive 20% less pay with their new job while workers 62 and older see a decrease of 27%. In addition, once a worker hits their fifties, periods of unemployment after a layoff are longer than for workers aged less than 50. 

The growth in ambiguity and low confidence older workers face add to the weakness of their bargaining power. Employers know in most cases that they have the upper hand with older workers, except for those situations in which the worker possesses a unique or hard to find skill. This is unfortunate. A lifetime of work deserves value and respect. Retirement in the modern era should be a reward for the toil, dedication, and achievement for decades of work, not an imposed isolation or banishment due to the vicissitudes of employment economics. 

As the Retirement Equity Lab points out, policy makers may need to intervene with schemes designed to lessen the hardships for prematurely laid off older workers. For example, employers could offer rainy day or emergency savings plans through payroll deductions, which become available when needed to augment unemployment benefits. Or the federal government could step in with a guaranteed retirement account savings option to supplement what retirees receive from Social Security. Of course, more stringent enforcement of The Age Discrimination in Employment Act of 1967 would help immensely. 

Careers for many are a vocation and a calling to develop mastery and contribute to society. For others, work is simply a means to a paycheck. Either way, growing old should not be viewed as a liability or a deficiency to take advantage of. 

Identifying a Personal Philosophy

The most precious inheritance that parents can give their children is their own happiness. — Thich Nhat Hanh


Introduction

Deciding on a guiding set of principles to live by with the intention of getting the most from life sounds like a good idea. Perhaps I should say, the idea of experiencing happiness and purpose in life sounds like a good idea. I mean a purpose beyond just feeling good most of the time requires some structure or framework comprised of values, beliefs, and ethics which can provide a life affirming center or grounding while navigating the tempestuous comings and goings of life. Philosophy is a timeless discipline made available to assist those of us interested in such a pursuit.  

There are some who dedicate a lifetime to studying philosophy or the development of thought and knowledge as a guide to behaviors and the very nature of existence. To be sure, philosophy is a grand and historic academic discipline attempting to discern the universe as it is and exploring fundamental questions of how society and individuals should function within it. Unfortunately, as a subject it can quickly appear dense, abstract, and overly general or too specific, leaving a person feeling the topic is irrelevant and lacking in utilizable and concrete meaning. However, there are other philosophers who see their task as helping everyday people formulate their own personal philosophies as a way of self-improvement. Thankfully, philosophy need not be confined to ivory towers. It can also work on the streets, as it were, popularly sowing understanding and progress.

I’m interested in identifying a personal philosophy. Perhaps “identifying” is not the right word. Determining, building, formulating, realizing may be among better terms. Whatever verb I choose the larger question may be, why bother? There are a couple of reasons to bother. For one, philosophy, which literally means “love of wisdom”, is becoming more meaningful to me. Gratefully, I notice I’m getting wiser as I age, so peering more intentionally into the nature of wisdom is intriguing. Also, speaking of age, I recognize how the mind turns to a life review as we get older. Socrates sternly declared that an unexamined life is not worth living. Though a bit harsh, he makes a good point. Reflecting on how life is and has been lived shines a revealing light which can be useful in cultivating gratitude, personal growth, forgiveness, and a range of necessary corrective actions.

A lifetime of interest in politics, history, and psychology leaves me feeling incomplete. As engaging as they are, these disciplines do not provide enough guidance on how to live a good life. I’m drawn to exploring a more fundamental structure that better explains not only why I’ve lived as I have and what now makes me tick, but more importantly how I can prevail more satisfactorily during the years I have left.

I realize also, as late in the game as it is, that not being guided by clear moral standards and values can leave one unprepared or worse when the inevitable ethical dilemmas present themselves as they do in the lives of everyone. Simply saying one is ‘spiritual’ or ‘always kind’ or ‘being the best person I can be’ may not be enough to safeguard against damaging choices. Many of us find it easier to reject the advice of others than it is to replace their caring words of caution with a legitimate and bona fide set of convictions passionately embraced. I believe the younger one is in accepting this personal challenge of crafting a personal philosophy the better one’s life can be. I wish I could claim this had been my path, but alas I cannot.

Influential Philosophies

Identifying a personal philosophy is a luxury we now have given the times in which we live. Not long ago people were routinely born into a religious tradition complete with a step-by-step prescription for how to live one’s life and what pre-determined principles to value. Along with this inherited creed came the unambiguous and strict message that no questioning of precepts was necessary or welcome. This arrangement works well for those who readily accept faith and the infallibility of traditional thought, but for others who want to associate empirical evidence with conviction or inquire about the efficacy of applying old solutions to new problems, religion can be seen as deficient, if not oppressive.

Like most people my age, I was brought with a traditional religion. In my case, Roman Catholicism. As a child we often do as we’re told and attending church each Sunday morning followed by religious training or catechism after school each Monday afternoon is what I did until I was about twelve years old. Although it was far from a rapturous experience, rebelliousness toward this regimen was never a consideration. Indeed, by the end of this church-based indoctrination I wanted to explore the possibility of becoming a Catholic priest. One evening, when we were thirteen years old, my friend John and I scheduled an early evening chat with our parish priest Father Champoux to ask him how we could go about getting started with becoming priests. He didn’t hesitate to tell us that this is not something we should do. In fact, he was rather firm about it. Such was the start of my drift from the Catholic Church.

Despite not having been a practicing Catholic for the past fifty-four years or so I nevertheless need to acknowledge that the influence and teachings of the church for those first dozen years of my existence shaped much of my lifetime’s practical philosophy. Leaving behind for the time being the repressive and dictatorial manner in which Catholicism presented itself to children in the 1960s, (and no, I never experienced sexual abuse) I can humbly say there were indeed principles which were imparted to me by priests, nuns, and brothers, which I took to heart. Chief among them was a reverence for service to others. The call to reach into our benevolent hearts to serve our fellow humans—the sick, the weak, the uneducated, the elderly, the needy—is of profound spiritual and social importance. In addition, growing up around a lot of Jesuits as I did, who are members of a religious order known for their work in education, research, and cultural endeavors, gave me an appreciation for intellectual pursuits. Also, even the atheists among us have to concede that the social and interpersonal order society relies upon has many of its roots in old-time religion. For this, we can all be thankful.

So while acknowledging the importance Christian religion had in my early psychological, moral, and philosophical development I do not hesitate in declaring that adhering to a Christian tradition is insufficient for me to use in identifying my personal philosophy. I understand this is a brash and probably disrespectful declaration to make toward a religion currently practiced by nearly two and a half billion people. While not entirely dismissing the religious who claim their faith has all of the philosophy one needs with the added benefit of providing deeper levels of meaning and an exhilarating sense of amazement, I still ask why shouldn’t Christian teachings be enough for me? Why am I so special that Christian doctrine appears lacking? Quite simply, this religion, or any religion for that matter, is too doctrinaire, too obstinate, too pedantic, and too authoritarian. I may have been raised as a Catholic, but I was also raised as an American with a reverence for free will, individualism, and self-reliance. From a young adult age I noticed a discrepancy between the values of unquestioning faith required by religion and volitional decision making encouraged by democracy. I guess the liberating ethics of the Enlightenment appeal to me more than dogmatic loyalty to ancient rituals and scriptures.

So knowing which path I don’t want to follow exclusively in defining my personal philosophy, where do I turn? Well, the answer is a developing story. But it is taking shape. And one thing becoming clear is my personal philosophy will be eclectic—a cherry picked collection of values I find to be most gainful. There are so many intriguing and engaging approaches to philosophical thought it will be difficult and perhaps unnatural for me to select just one school. Therefore, what follows is a review of influential philosophies toward which I am drawn. Following my synopsis and in conclusion, I will cobble together a statement giving definition and clarity to my personal philosophy. An exercise such as this not only applies a strategy to help me reach my goal of identifying a personal philosophy, but may also serve as a stimulus or maybe even an inspiration for any reader interested in doing the same.

“There is no need for temples; no need for complicated philosophy. Our own brain, our own heart is our temple; the philosophy is kindness.” H. H. The 14th Dalai Lama.

Next to Christianity, Buddhism is the next popular practice with which I also have familiarity going back more than thirty years. Notice I don’t refer to Buddhism as a religion, although many others do. I don’t because there is no theism involved. Buddha never claimed to be a deity or divine, but rather a human who showed the way to enlightenment. That fact alone appeals to many westerners oriented toward secularization, but who are nevertheless searching for spiritual and ethical guidance. Therein was my original draw to Buddhism.

Through considerable study and practice, much of it during my thirties in association with the Friends of the Western Buddhist Order (now known as Triratna Buddhist Order), I developed some key takeaways, which continue to inform my philosophical thinking and outlook on the world. The concepts of mindfulness, impermanence, and egolessness speak to me about the nature of being human in the universe dealt to us. To be very clear, I am in no way making a claim I am anywhere close to fully comprehending these theories, never mind living in embrace of them, however I know enough that to examine their meaning and appreciate their gravity contributes to personal growth and evolution.

Mindfulness refers to being fully aware. Imagine receiving all of the unending physical and mental stimuli coming your way such that it is all perceived and observed, perhaps understood, but never fixated upon unless we make a discerning decision to focus on a given prompt. Living thus is beyond efficient. It is honing circumspection and polishing self-illumination. Meditation is one of the behaviors, along with intentional reflection, that slides us ever so slowly toward increasing mindfulness. A frustratingly subtle practice, meditation yields its attention-enhancing benefits drip by drip over a long period of time. Establishing a regular practice is difficult, but once started the seduction of always returning to it remains persistent. The gain of expanding mindfulness is worth it.

Another key Buddhist concept states that reality is ever changing and our clinging to any physical or mental entity is fruitless and ultimately deeply disappointing. Impermanence is a fundamental doctrine of Buddhism and a very useful condition to accept in life. Existence is “transient, evanescent, inconstant” according to the Pali Canon, a set of Buddhist scriptures. Notice how we tie our happiness to permanence all of the time? We develop a fondness or even love for people, places, and ideas only to discover sooner or later that they will somehow change or end completely, leading to angst. Preventing change takes a lot of energy that could be better spent elsewhere. By consciously de-linking our positive emotions to conditions which will naturally alter over time leaves us better able to live in harmony with others and with the natural world. If we are to deliberately align our happiness to impermanent objects and people, such as loved ones, doing so with the full consciousness of what the commitment entails, in particular its transitoriness, can help with preparing for the inevitable changes that will take place.

Related to impermanence in Buddhism is the doctrine of no-self or no-ego. We tend to each view ourselves as fixed and permanent individuals—at least for the duration of our lives. But this self-perception of our stand-alone selfhood is in direct conflict with the notion of impermanence described above. In other words, if there are no enduring and unchanging entities, then there can be no distinct and original self. Ego or self are therefore illusory and not real. Thinking this way can get abstruse and confusing, because it is so contrary to what we’ve always thought. Regardless, for me the importance of egolessness is that it helps me to not be as self-centered and set in my ways. By being able to take the focus off of myself with all of my opinions, desires, prejudices, fears, and perceptions I can more easily reorient to the needs of others and more clearly know that what I think I know today can and will most likely change over time. Together, mindfulness, impermanence, and egolessness contribute significantly to my personal philosophy.

Allowing myself to accept philosophical wisdom from the East, as I did with Buddhism, opened the door for me to examine other traditions from Asia. I have not dealt nearly as extensively with these other well established philosophies and my takeaways do not reflect the richness of these schools of thought, however two heritages stand out as relevant in my search for a philosophy of life. 

One is Confucianism. In the West, the philosophy of China’s Confucius (551 BCE–479 BCE) is associated primarily with an adherence to filial piety, or duty to and respect for one’s family and ancestors. Such devotion is actually a subset of a more comprehensive belief in the virtue of loving relationships with other people. How we develop character and usher in the good life is directly the result of the quality of how we interact with others, specifically the degree to which each of us practices benevolence, or caring deeply for all human beings. Also of note is righteousness or the building of personal integrity that avoids ethical breaches. Therefore, establishing nourishing and considerate relationships is the core to a Confucian philosophy of life.

The other intriguing Eastern practice is Taoism (often spelled Daoism). This philosophical system developed in China as well and is associated with the thoughts and writings of Lao Tzu, who is believed to have lived during a time of great turmoil known as the Warring States Period. Taoism prompts us to accept that uncertainty is prevalent in life and therefore to be careful about forming rigid assumptions about how life should play out. Flexibility, agility, and resilience are key attitudes to develop as we navigate through life’s ambiguities. We are called on to acknowledge that order is naturally accompanied by disorder, as is stability/fluctuation, sameness/change, control/disarray, etc. Wisdom and the good life emerge from our skill in self-regulation given these conditions. As Voltaire said, “Doubt is an uncomfortable condition, but certainty is a ridiculous one.”

It shouldn’t come as a surprise, but the ancient West also offers us philosophical traditions. Several years ago I ran into the philosophy of Stoicism and I like a lot of what I am seeing. I think I can guess what you are now thinking. So, he wants to be stoic— impassive, aloof, detached, and sporting a stiff upper lip. Unfortunately, common English usage has corralled and limited the meaning of stoicism. In the context of philosophy there is much more to it. Thanks to Massimo Pigliucci, an author and philosophy professor at City College of New York, who I have seen and heard on a number of podcasts, I’ve been introduced to this ancient Greco-Roman philosophy. Several features stood out to me quickly. Firstly, paying homage to a philosophy from the West instead of the East for a change seems refreshing and balanced. Secondly, one can take simplicity and pragmatism from Stoicism, making it applicable in the short term without years of concentrated study. Finally, Stoicism openly admits to being a means for unearthing a eudaimonic life, by which is meant a flourishing life worth living.

Stoicism began with Zeno of Citium in Greece about 300 BCE. In time, many of its  principles were incorporated into early Christian teachings in Rome. There are two key foundational ideas underpinning Stoicism: one precept makes clear the necessity for everyone to become a moral person and the other pertains to a concept known as dichotomy of control. Regarding morality, an individual is encouraged to engage in a persistent practice of the four cardinal virtues — Prudence or always choosing the right course of action; Justice or seeking fairness at all times; Temperance or moderation and self-control; and Fortitude or strength and endurance. By practicing these four easy to understand virtues, as difficult as they may be to put into continuous practice, one can achieve a moral status. Dichotomy of control refers simply to knowing what one can control in life and what one cannot. This idea can best be summarized by the Serenity Prayer composed by the American theologian Reinhold Niebuhr in 1934, “God, grant me the serenity to accept the things I cannot change, courage to change the things I can, and wisdom to know the difference.”  Stoicism offers us a practical philosophical method that seems well suited for these times.

For many years I have personally thought of myself as a Secular Humanist. This has been a thought, but until recently without much thinking behind it. Secular Humanism, which I’ll capitalize because in this essay I’m using it as a discreet philosophy, is a good fallback position for those of us who are not religious, but still recognize value in morality, social structure, personal responsibility, and that ethereal assumption of spirituality. Those of us who are hesitant to join a club of any kind can find in Secular Humanism latitude to explore deep life issues minus membership into a creed or persuasion.

Secular refers to a preference for non-religious institutions, such as government, as the most just way of organizing society. Humanism indicates the significance of humans ability to apply reason and morals to satisfy human needs sans divine or mystical intervention or origin. Together these terms stress religion not having a monopoly on morality or ethics; the preeminence of individual liberty and human derived ethical standards; and a reliance on science and reason for understanding the universe; among other core beliefs. Development of righteous character matters to Secular Humanists, leading to suggested ethical practices for personal refinement. The principles of this philosophy can guide a person to create a life of meaning and purpose, free of religious dogma.

There are many philosophical influences one can investigate in order to identify a personal philosophy. I have described the key points to some of these schools of thought, which to date have had great influence on me. However, there are other philosophies which I have come across more recently that have piqued my interest and which call to me for further contemplation as I consider my own personal philosophy. What follows are summaries of these philosophies defined with an emphasis on the principal features of each that I find most intriguing.

Above, in the section on Stoicism, I mentioned that the Stoic maxim leading to a moral life is to follow the four cardinal virtues. Pretty straight forward. But then comes along Aristotelianism, a philosophy developed by, you guessed it, Aristotle, and we find him pushing back on the Stoics’ simplicity by putting forward a concept of moral relativism. And this in the third century BCE!

Aristotelianism is largely about interpreting eudaimonism (a flourishing life worth living) through a focus on balancing virtue with realism and reason. Aristotle shunned philosophical dictates that were too prescriptive. He chose broader objectives for people to consider such as living to one’s full potential, capitalizing on one’s strengths, and accomplishing one’s chosen goals. Most importantly, he chose promotion of a balanced life as more meaningful than a narrowly specified moral life. For example, frequent drinking to excess can be considered intemperate and therefore immoral. But what if one were to drink modestly most weeks and splurge for a special occasion like a wedding reception? Despite the hangover the next day was the person immoral? No, would say Aristotle. He had a good time, possibly rekindled old friendships, and did no one harm. Give him a break. Overall, our party boy may very well live a balanced and quite possibly a virtuous life, despite an occasional overindulgence. Moderation leads to greater happiness and health for more people than does strict adherence to rigid rules according to Aristotelianism. 

This notion of realism in philosophy is also evident in the American philosophy known as Pragmatism. Nineteenth and twentieth century American philosophers/writers, attempted to define and give utility to freedom and free will for a population that had won political freedom during the American Revolution, but was still trying to figure out what to do with liberty at a personal level. They saw that a great deal of life is making it up as you go along, which can leave many feeling adrift. Freedom to choose can be both a blessing and a curse. Figuring out how to make lives worth living within an inherently unsettled world is slippery going. Absolute values can appear inordinately elusive and abstract, leaving reverent dictates impractical and unworkable. Perhaps the best we can do in an existence that leaves us free, but with constraints, is what Pragmatists Charles Peirce and William James advocated—just make one’s world better by pursuing beauty, truth, and goodness. (My apologies to committed Pragmatists for the oversimplification.) 

Freedom also plays a significant role in the European-born philosophy known as Existentialism. In fact, as Jean-Paul Sartre put it, we are “condemned to be free”. We didn’t ask for this life, but now that we’ve been given it let’s embrace our freedom to generate the best life possible through our choice of actions. However, while doing so, we need to be cognizant of several parameters: constructing a personal essence is ongoing and fluid and ends the day we die; with freedom comes responsibility for others, because we aren’t in this alone; and there’s much about life we can’t change, but we can always strive to be authentically true to ourselves. Existentialism is intentionally non-didactic and wary of conventional behaviors. Rather, it’s a license to be fully expressive during a life that may be short, but need not be boring or oppressive. Happiness and the good life come from continuous reflection on how to find meaning in life while being our own person.

You may find here a variety of philosophy that isn’t very complicated at all. In fact, much of it can seem like common sense. To illustrate philosophical simplicity and straightforwardness there is the Effective Altruism movement. Perhaps Effective Altruism can best be thought of as a moral system or framework. Effective Altruism calls for each person to discover for themselves what significant problem there is in the world that they can make a meaningful contribution toward solving. This may involve targeting charitable donations, working toward policy changes, or directly assisting those in need. The goal is to be an agent of change and improvement. It’s concrete, measurable, and principled. All that is needed is a willingness to make the world better than you found it. Not a bad commitment to make with one’s life. (I think I can hear the ghost of Ayn Rand groaning.)

Finally, who says philosophy doesn’t have a sense of humor and a party side? Such is the reputation of the ancient philosophy of Epicureanism. A while back I mentioned how the word stoic has been undeservedly confined by popular usage in English. The same holds true for the term epicureanism. We think of it solely as a reference to the pursuit of sensual pleasure, particularly when it comes to food and wine. This impression should be no more than a starting point for a richer philosophy that speaks to a fuller cultivation of happiness and the good life.

Epicureanism is something of the bad boy of philosophies, given the religious ascetic and Platonic-based rationalism biases against pleasure, which together hold philosophical dominance. Epicurus (341 BCE-270 BCE) was dedicated to helping people live happy and serene lives free of fear. He established the foundation for this approach to be found in nature, both in the natural world and in human nature. At its essence, nature expresses blossoming, flourishing, and unfolding. We can embrace these properties as a guide to life choices which strengthen delight and contentment. Relishing the simple joys that nourish body and mind, savoring the company of friends, and making the most of every minute of this one life we have is the practice of Epicureanism. As the Epicurean Frances Wright wrote in 1821, “Enjoy, and be happy! Do you doubt the way? Let Epicurus be your guide. The source of every enjoyment is within yourselves.”

My Personal Philosophy

I see myself as practical and therefore outcome oriented. It is important that I know why I would bother expending time and energy on any pursuit. The intended end result must hold value. So, with that in mind, I choose to engage in writing a personal philosophy, because I expect in doing so I will expand my personal happiness and find contentment in having a life purpose to guide me during my final years.

Living a philosophy involves reason, contemplation, reflection, and decision making. These thoughts are experienced, felt, and colored by emotions. What necessarily follows are corresponding actions and behaviors. I conduct and judge myself through a continual assessment of my performance or interactions with other people, the natural world, and the competing selves within me. But, it’s what I do that matters most.

Philosophy is a conceptual structure. The technical components of this structure provide its essence and substance. We are each free to construct our own philosophical framework. Our building blocks are the values which we endorse and embrace and the order and weight we assign to these standards. For myself, my goal is to shape a philosophy that reflects the principles I hold as sacrosanct and which I will cobble together in such an idiosyncratic way as to possibly satisfy no one else but me. And that’s okay.

Here I present my personal philosophy as a medley of principles to live by.

Relations with others are to be compassionate, caring, respectful, and sensitive to needs.

“To serve, not to be served.” Such was my high school’s motto. I continue to take it to heart.

My center is in me. My center is in you.

Living introspectively and mindfully informs how I will channel my energy and how I will preserve my physical and mental health.

Nature is my guide. Nature is my rhythm.

Remain agile and accept change. Resist change only when very clear-eyed.

Do the hard things like: Adopt uncertainty; Meditate; Breathe through anxious moments; Trust in life’s brightness.

Bask in the love of family.

Morality is always a worthy aspiration.

Remorse for past transgressions is a natural part of life’s review. Don’t shy away from past sins. Own them. Learn from them. Move on better.

Find solace in the righteousness of secularism.

Be balanced, measured, and moderate in all things.

Savor my freedom and individualism daily.

Don’t hesitate to be generous.

Feel grateful and delight in pleasures large and small that life offers…always.